Ajmal Bhatty

Marketing Associate

Ajmal Bhatty is the Managing Partner of MassesGlobal UK specializing in General, Life & Health insurance and takaful, ensuring statutory compliance and applying financial and ERM tools and strategies to evaluate stability and solvency of insurance businesses, new start-ups and operational restructuring.

Ajmal’s core competencies include change management, risk mitigation, brand building, business durability and corporate governance. His professional and leadership experience spans over 30 years in managing insurance and takaful businesses globally, holding C-level and Board positions with HSBC (in the UK, Malaysia, Singapore, Saudi Arabia and UAE), with Tokio Marine Group (in the UAE, Saudi Arabia, Egypt), with Qatar General Insurance, Takaful International, Arab Insurance Group Bahrain, and the Old Mutual, Shield Assurance UK.

Ajmal is a thought leader in takaful; recognized for his outstanding contributions to the Takaful Industry internationally. He pioneered research, promotion and development of Takaful, contributing to the evolution of ideas and concepts of ethical savings and protection, working with standard setting bodies of Islamic Financial Services Board, the Accounting & Auditing Organization of Islamic Financial Institutions and the insurance regulatory bodies of Bahrain, Malaysia, Brunei and Afghanistan.

He is a registered actuary in the UAE and Bahrain, a member of Actuaries Without Borders and has worked as a member of the special committee of Islamic Development Bank and Bank Negara Malaysia to develop and promote takaful amongst the members of Organization of Islamic Countries. He is also on the Advisory Board of UK’s Islamic Finance Council.


Ajmal Bhatty